Payment Options

Financial Policy

During a patient’s exam and consultation process a treatment plan of recommendations will be thoroughly discussed, as well as the financial aspects of treatment. Dr. Barry and Dr. Love will inform patients of all aspects of treatment before they perform services.

Do you have questions or concerns regarding billing or payment? Please e-mail inquiries to: billpay@lifetimedh.com, and we will respond as promptly as possible.

PAYMENT IS DUE AT THE TIME OF SERVICES unless other financial arrangements have been made with our financial coordinators. Most insurance plans are accepted and for your convenience we will assist you by processing and filing all insurance claims. Our office will estimate your insurance benefits and based upon standard dental benefits and collect your portion at the time services are rendered. ALL INSURANCE CO­PAYS ARE DUE THE SAME DAY OF SERVICE.

Our office will accept assignment of your benefits from your insurance company, which simply means we will wait for payment due per the particular insurance contract. Insurance benefits by law should be received within 30 days, which after a period of 60 days if payment is not received the patient is responsible for all fees. When your insurance has paid a claim or after 60 days if there is a remaining balance you will receive a statement from our office. We do our best to maximize your insurance benefit and may appeal on your behalf regarding unfavorable decisions.

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  • stratose dentist columbus
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  • delta dentist columbus
  • guardian dentist columbus
  • metlife dentist columbus insurance
  • cigna dentist columbus insurance
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  • Ameritas Bison

At Lifetime Dental Health, we want to do everything we can to ensure you and your family receive the quality dental care you need, without worrying about your finances. That is why we are proud to accept most major insurance plans. We are currently accepting the following plans:
Aetna, Anthem, Cigna, Delta Dental,United Concordia, MetLife, Guardian, Stratose, & Ameritas.

We also understand that for larger treatment plans patients need other options. If treatment requires several visits you can pay half of the balance when the treatment is started and the remaining balance will be due on the final appointment. If these options are not flexible enough for you we are pleased to offer patients a plan through GE Capital Consumer Card Company.

For your convenience, our office has developed a full range of payment options to choose from in order to make this dentistry affordable for you.

Payment Options:

  • Cash
  • Personal Check
  • Visa & Mastercard
  • Patient financing programs (CareCredit)
  • Assignment of Insurance Benefits

No Insurance? No Problem.

We’re happy to announce that we offer an In-House Dental Savings Plan. If you and your family don’t currently have dental insurance, or if your employer is considering dropping your dental coverage, we have great news for you!

Our membership club provides all the rewards of dental insurance without the headaches. Each family member can be covered.

After an initial fee of $99, your monthly membership cost of $35 covers:

  • Bi-annual dental cleanings
  • Doctor exams
  • All scheduled x-rays

PLUS a special Member’s Only Discount of 15% on any needed treatment, including cosmetic services.

Best of all, because our patient membership club is not insurance, there are:

  • No deductibles
  • No yearly maximum benefits
  • No exclusions for cosmetic or elective care.

Our own patient membership club is just one more way we strive to keep you smiling!


Start Treatment Today

Our practice offers a flexible payment program called CareCredit®. CareCredit is a revolving charge account that is easy to use and takes just minutes to apply.

  • start treatment immediately
  • enjoy low monthly paymentscare-credit-transparent
  • finance up to 100% of the treatment cost
  • choose between several payment options
  • pay no money upfront
  • pay no annual fees
  • ideal for co­payments, deductibles, and treatment not covered by insurance
  • complete the short application in just a few minutes
  • receive a response within seconds
  • use it for the whole family for ongoing treatment without reapplying
  • save your other credit cards for household or unplanned expenses

*Apply for CareCredit on­line

We welcome you to our family and look forward to helping you get the healthy, beautiful smile you have always wanted. If there is anything we can do to make your visits here more pleasant, please do not hesitate to ask us. If you have any questions, or would like to schedule an appointment, get in touch with us by calling our Columbus, Ohio dental office at 614-451-2234.